My image

Homebuyers & Renters

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 6.000%*
First Home Targeted 6.500%* 6.000%*
First Home 6.750%* 6.250%*
Homebuyer Assistance (HBA) 7.000%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.500%* 7.000%*
Welcome Home Assistance (WHA)++ 7.750%* - 1st loan
1.000%* - 2nd loan
7.250%* - 1st loan
1.000%* - 2nd loan

Last changed 04/29/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

a couple carrying a box
a family riding a bike
Home is where your story begins. Whether you are buying a home or searching for a place to rent, NIFA is here for you. 

Find out if you're eligible for a NIFA home loan by chatting with Quinn the QualBot today! Look for Quinn's chat prompt in the lower right corner of your browser window.

Connect with a NIFA Specialist

Featured Loan Officer Specialists 

Star status indicates the loan advisors who closed the most NIFA loans last year. Learn how to become a NIFA Specialist.

NIFA Specialist
NIFA Certified
 Susan Bredthauer Photo
Susan Bredthauer
Lincoln , NE
Charter West Bank
(402)202-2470
NIFA Specialist
NIFA Certified
 Tad Bruening Photo
Tad Bruening
NEBRASKA , NE
Elkhorn Valley Bank & Trust
402-371-0722
NIFA Specialist
NIFA Certified
 Rachel Pierce Photo
Rachel Pierce
Omaha , Nebraska
Benchmark Mortgage
402-933-1527
NIFA Specialist
NIFA Certified
 Emily Zach Photo
Emily Zach
Omaha , NE
Peoples Mortgage Company
402-880-8775
NIFA Specialist
NIFA Certified
 Bo Bigley Photo
Bo Bigley
Omaha , NE
FNBO
4026025179
NIFA Specialist
NIFA Certified
Hables Espanol
 Reyna Gonzalez Photo
Reyna Gonzalez
Omaha , NE
FNBO
402-871-2596

Community Stories