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Homebuyers & Renters

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.625%*
First Home Targeted 6.125%* 5.625%*
First Home 6.375%* 5.875%*
Homebuyer Assistance (HBA) 6.625%* - 1st loan
1.000%* - 2nd loan
6.125%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.125%* 6.625%*
Welcome Home Assistance (WHA)++ 7.375%* - 1st loan
1.000%* - 2nd loan
6.875%* - 1st loan
1.000%* - 2nd loan

Last changed 03/18/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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Star status indicates the loan advisors who closed the most NIFA loans last year. Learn how to become a NIFA Specialist.

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