*This is not an advertisement for credit as defined in Regulation Z; contact a participating NIFA lender for Annual Percentage Rate (“APR”) information. Interest Rates are subject to change without prior notice.
**The Government Rate includes FHA, USDA-Rural Development and VA loan products. The Conventional Rate includes the HFA Preferred loan product.
Regular interest rate locks are valid for 60 days. NIFA is now offering an Extended Lock option for 150 days on new construction. There is a one-time upfront fee of .50% of the first mortgage loan amount for an Extended Lock. The fee is refundable on loans that close within the 150 day lock period. Please contact our office or a participating NIFA lender for more information.
All of NIFA’s programs have a 0% origination fee and 0% discount point.